Contract Review & Support
Bradley Risk provides strategic contract review and negotiation support to ensure indemnification, insurance, and liability terms actually work when losses occur. From light-touch advisory support to full-scale contract standardization, we eliminate silent risk transfer failures and uninsured exposures across multifamily portfolios.
Best for: Owners and operators seeking to reduce contractual risk transfer failures and eliminate uninsured exposures embedded in third-party agreements.
Contractual Risk Transfer Built to Withstand Real-World Losses
Bradley Risk provides strategic contract review and negotiation support designed to align indemnification, insurance, and liability provisions with the real-world risk profile of your multifamily operations. Our work focuses on preventing silent risk transfer failures that leave owners exposed when losses occur—despite having “standard” contract language in place.
We go beyond legal formality. Our approach evaluates whether contract terms will actually function as intended when a claim happens. This includes assessing indemnification strength, additional insured status, waiver of subrogation provisions, insurance limit adequacy, coverage form compatibility, and vendor compliance enforceability.
Because we work continuously across multifamily portfolios nationwide, we bring a macro view of litigation trends, claim severity patterns, and carrier coverage interpretations into every contract review. This allows us to identify contractual weaknesses that may appear technically acceptable but routinely fail under real claim conditions.
Our offerings range from light-touch, behind-the-scenes advisory support to full-scale portfolio-wide contract standardization initiatives. At the highest level, this may include redesigning master service agreement templates, renegotiating high-risk vendor contracts, and building scalable contractual risk governance frameworks that evolve with your portfolio growth.
Our objective is to ensure your contracts function as true risk mitigation tools—not just legal documents—by transferring liability effectively, preserving insurance recoverability, and reducing the likelihood of uninsured losses.
Important Note on Legal Scope: Bradley Risk does not provide legal advice or legal representation, including in scenarios where our consultants are qualified lawyers. Our contract review and support services are focused exclusively on risk management, insurance alignment, and claims-driven risk transfer effectiveness. We strongly recommend that clients engage qualified legal counsel for all legal drafting, interpretation, and enforcement matters. Our services are intended to complement—not replace—your legal team by providing specialized risk and insurance expertise that helps ensure contractual language performs as intended when losses occur.
Engagement Models
Light-Touch Contract Advisory
Behind-the-scenes guidance for your legal, procurement, and operations teams, including:
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Review of individual contracts for insurance and indemnification gaps
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Risk-focused feedback on proposed language
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Identification of silent risk transfer failures
Ideal for organizations that want independent validation without overhauling existing templates.
High-Risk Contract Review
Targeted review of contracts that carry elevated loss potential or financial exposure, including:
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Construction and development agreements
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Large vendor and service provider contracts
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Property management agreements
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Security, maintenance, and life-safety vendor contracts
Best for organizations prioritizing risk where losses are most likely to occur.
Portfolio-Wide Contract Standardization
Development or refinement of master contract templates and insurance requirements to ensure consistent risk transfer across vendors and service providers, including:
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Master service agreement (MSA) redesign
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Insurance requirements benchmarking
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Indemnification clause optimization
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Additional insured and waiver of subrogation standardization
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Vendor compliance workflows
Best for platforms seeking scalable contractual risk governance.
Negotiation Support
Direct advisory support during contract negotiations to help your teams secure appropriate risk transfer terms, including:
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Indemnification scope and defense obligations
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Insurance limits and coverage form compatibility
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Additional insured wording negotiation
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Waiver of subrogation and primary/non-contributory positioning
Best for contracts where risk terms materially impact loss outcomes.
Ongoing Contract Governance Support
Retainer-based support for continuous contract review and risk governance as new vendors, projects, and service providers are onboarded, including:
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Rolling contract intake and review
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Template updates as market conditions evolve
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Vendor compliance audits
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Risk escalation and exception handling
Best for growth platforms onboarding vendors at scale.
WHAT THIS INCLUDES
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Review of vendor, construction, and management contracts
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Indemnification clause benchmarking and optimization
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Insurance requirements alignment
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Additional insured and waiver of subrogation review
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Coverage form compatibility analysis
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Risk transfer gap identification
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Contract template development and standardization
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Negotiation strategy support
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Vendor compliance workflow design
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High-risk contract prioritization
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Ongoing contract advisory support
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Executive risk summaries
COMMON TRIGGERS TO ENGAGE US
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Vendor-caused losses are not being picked up by vendor insurance
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Indemnification clauses fail to hold up during claims
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Additional insured coverage is denied or limited
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Waiver of subrogation provisions are missing or unenforced
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Contract language varies widely across properties or regions
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Legal templates have not been updated in years
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Construction or vendor contracts are driving repeated claims
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Internal teams lack time or specialized risk expertise
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Growth is outpacing contractual governance
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Leadership wants an independent second opinion before signing high-risk agreements